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Long Civilization, Two by Two: My 2026 Growth Portfolio

I've been building a concentrated growth portfolio around a simple thesis: bet on civilization's infrastructure, buy quality in pairs.

The "two by two" approach means every investment theme gets two positions — one for redundancy, one for diversification within the thesis. If I'm right about the theme but wrong about the stock, I've got a backup. If I'm right about both, even better.

The 13 Themes

ThemePairWeightsTotal
Semis DesignNVDA + SNPS4.7% + 4.7%9.5%
AerospaceGE + TDG4.7% + 4.7%9.5%
Big TechGOOG + AMZN4.7% + 4.7%9.5%
InsuranceFRFHF + UNH4.7% + 4.7%9.5%
Energy/CommoditiesSogo Shosha + XOM4.7% + 4.7%9.5%
Semis InfrastructureTSM + ASML4.7% + 4.7%9.5%
Payment RailsV + MA4.7% + 4.7%9.5%
Crypto/FintechHOOD + COIN4.7% + 4.7%9.5%
EVTSLA + BYDDY4.7% + 4.7%9.5%
Subscription ConsumerNFLX + DUOL4.7% + 1.4%6.2%
Sports/EntertainmentMSGS + GENI1.4% + 1.4%2.9%
HardwareAAPL + DELL1.4% + 1.4%2.9%
Credit RatingsSPGI + MCO1.4% + 1.4%2.9%

Full weight (19 positions): 4.7% each = 90% total
Reduced weight (7 positions): 1.4% each = 10% total

That's 30 positions across 13 themes. The Sogo Shosha (MITSY, MSBHF, ITOCY, MARUY, SSUMY) trade as a single basket — Japan's commodity trading houses that Buffett has been accumulating.

The Weighting Philosophy

I ran mean-variance optimization, but ultimately went with a modified equal-weight approach. The math wanted extreme concentration — 10% in NVDA, 10% in GE, minimize everything else. That's fine for a spreadsheet, but I want to keep my conviction bets.

My compromise: equal weight the themes I believe in, reduce the ones I'm less sure about.

The reduced positions (Sports/Entertainment, Hardware, Credit Ratings, and DUOL) get 1.4% each. These are either speculative holds (GENI), slower growers (SPGI, MCO), or positions where I have less conviction. The other 19 positions get equal 4.7% weights.

This beats pure equal-weighting on Sharpe ratio (0.45 vs 0.41) while keeping the portfolio simple to manage.

Risk Reality Check

This is a growth portfolio, not an all-weather portfolio. Some honest numbers:

Tech/AI dominates the risk budget. When correlations spike in a crisis, expect pain. My hedges are FRFHF (Fairfax Financial — Prem Watsa's insurance float machine) and the Sogo Shosha basket. Both stay relatively uncorrelated when tech sells off.

Why Not Pure Equal Weight?

Pure equal-weighting gives the same vote to NVDA (a compounder) and GENI (a drag). By reducing the weaker themes to 10% total, I tilt toward conviction without over-concentrating.

The Bottom Line

This portfolio makes a bet: civilization keeps building, technology keeps compounding, and quality businesses keep winning.

This portfolio bets on continued progress — on builders shipping products, engineers solving problems, and global trade connecting markets. If you believe in a world like this, these are the companies making it happen.

Long civilization. Two by two.


This is not financial advice. I hold positions in the securities mentioned. Do your own research.